MASS SAVE® Heat Loan Financing
Boost your home's energy efficiency and receive up to $50,000 in zero-interest financing through the Mass Save HEAT Loan for eligible improvements with East Coast Mini Splits & Heat Pumps..
What is the Mass Save® Heat Loan?
The Mass Save® program is designed to help Massachusetts residents improve energy efficiency by offering them a variety of rebates, incentives, training, and resources to support energy-saving upgrades. Energy saving solutions from East Coast Mini Splits can save you up to $3,000 per ton thanks to the Mass Save Program. We can also help you get a loan from Mass Save for up to $25,000 in financing with a rate as low as 0%.
East Coast Mini Splits Can Help With Efficient Energy Upgrades Such As:

Heat Pump System
Eco-friendly, efficient heating with a heat pump

Insulation Installation
Maximize comfort with insulation.

Ductless Mini Splits
A more quiet, & efficient way to cool your home.
Who Can Apply For Heat Loan Financing?
Qualifying customers of the company’s listed below can participate in the program. To be eligible, applicants must be homeowners with an active residential electric account. Approval from a participating lender is required for HEAT Loan financing, exclusively designated for qualified energy efficiency improvements.
Sign Up To Get Your Mass Save® No-Cost Home Energy Assessment today!
Sign Up Now To Get Your MASS SAVE Energy Assessment Today!
How Does The Heat Loan Work:

Qualifying Improvements:
The Heat Loan program covers a range of energy-efficient upgrades, including but not limited to:
- High-efficiency heating systems
- Water heaters
- Insulation and air sealing
- ENERGY STAR® certified windows and doors
- Solar hot water systems
Eligible Customers
The Mass Save Heat Loan is eligible to customers with 1-4 unit buildings in Massachusetts, and a customer of Berkshire, Cape Light Compact, Eversource, Liberty, NationalGrid, and Unitil.
During the home energy assessment, we identify which areas are affecting your energy efficiency, and will develop a plan with solutions to fix them. We will also help customers that qualify apply for the loan, and once approval comes through, we take care of the rest!

Loan Requirements
- Home Assessment
- Documentation for Upgrades Needed(Quote or Estimate)
- Once you have the documentation, you can apply for the heat loan.
- Application checks can include credit checks or verification of eligibility.
- Once approved, the loan funds are used to pay for upgrades, and repayment terms are structured.
By meeting these eligibility criteria, homeowners can take advantage of the Mass Save Heat Loan program to make energy-efficient upgrades to their homes with the support of affordable financing.
Start Saving Today
Schedule a No Cost Home Assessment
If your spending too much on heating and cooling, fill out the form or give us a call. We’re here to help!